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Construction of New Modular House
Real Estate & Improvement Loans

Sovereign Capital offers a wide range of products and competitive rates, whether you are buying a investment property, or your family house, refinancing a current mortgage, expanding your operation or making long-term improvements. There are a number of financial solutions that we have access to help get your dream completed.

Solutions:

  • Fixed and variable interest rates

  • Reasonable closing costs

  • Interest rate lock-in options

  • Terms of 5 to 30 years

  • Monthly, quarterly, semi-annual, and annual payment options

Multifamily Loans & Commercial Loans
Our Lending Products Make it Easy

Sovereign Capital is more than just a residential lender. We have loan specialists located throughout our territory, offering expertise in financing your home in the country.

Finance or Refinance Any Type of Home Loan

We can lend on homes and home construction, valuing both acreage and improvements.

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Choose the Down Payment Option That Fits

Many lenders require a large down payment to avoid personal mortgage insurance (PMI). With Sovereign Capital, you can put down less with no PMI.**

We offer:

  • Flexible rates and terms

  • Purchase loans

  • Construction loans

  • Refinance loans

  • Second-home loans

  • FHA loans/VA loans

  • Financing inside or outside city limits

  • Home Equity/Cash Out Loans - Secondary Market only

Advantages:

  • No acreage restrictions

  • Competitive rates

  • Reasonable fees

  • Retain Ag Tax Valuation

  • Financing for metal homes

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